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About Us

At London Credit, we provide bridging loans with a simple application process and the ability to secure quick decisions and fast finance. We are a London-based lender with the ability to provide bridging loans for property investment and business purposes, to borrowers from the UK and overseas.

London
What we do

As a principal lender, we are ready to assist and provide quick, competitive short-term property loans, through a combination of extensive funding and an experienced team. This means you can have confidence that your bridging enquiries will be completed smoothly and on time.

We have simple procedures and we’re ready to provide solutions for property owners, investors, and developers across the UK. We offer our clients quick, competitive short-term property finance, so that they can take advantage of opportunities as they arise and move projects forward. 

Our aim is to find a solution that fits the client’s purpose and makes sense. So we provide a loan solution that is suited to exactly what is needed, whether it’s to purchase a new home, unlock value in a present property, or start a property investment or renovation.

London Credit’s combination of extensive funding and a dedicated origination team ensure loans are completed smoothly and on time.

Quite simple, we offer speed, flexibility and the ability to lend on complex cases.

Benefits

Speed: We specialise in providing bridging finance swiftly, as we understand that speed and timing are of the upmost importance in today’s business and investment world. This means immediate decisions and fast processing.
Trustworthy: We always deliver what we promise. Our friendly and experienced professionals are ready to assist and provide solutions. We don’t just aim to meet your expectations; we aim to exceed them.
Always flexible: We work closely with our introducers and the client to build a solution that directly targets their needs before drawdown, during the term of the loan and even after redemption if needed.
Reliability: We are driven by client satisfaction, rather than volume. This gives us the ability to ensure professionalism in the execution and management of loans.
Transparency: Our lending criteria is simple. The financing process is straightforward and easy. There are no hidden fees or small print.

Team

Marios
Theophanous

Marios oversees the Underwriting and Loan Administration operations. He has 19 years of experience in personal, business, corporate and international lending having held a number of roles at the Bank of Cyprus. He holds an Accounting and Finance degree from the University of the West of England, a Post-Graduate Certificate in Business Administration from Leicester University, and a Banking Diploma from the American Bankers Association. Marios has overall responsibility for the group’s credit and underwriting activities.

 

t: +44 (0) 2086 101 607

m: +44 (0) 7470 520 302

e: marios.theophanous@londoncredit.com

 

Credit Manager
Marios Theophanous - Credit Manager
Constantinos
Savvides

Constantinos has 15+ years of hands-on experience in the financial sector.
He has extensive corporate and commercial banking know-how gained during his time in the banking sector with his experience including but not limited to: (i) credit and financial analysis, (ii) project financing and risk analysis, (iii) business development, (iv) property investment and lending in the UK and (v) investment banking and corporate finance advisory services.
His overall financial background was further developed via working for the biggest Insurance Group in Cyprus, where he managed the CEO’s office and worked closely with the Executive Committee and Board of Directors of the Group. Constantinos holds a BSc in Information Management from University College London (UCL) and an MSc (Econ) in Investment and Finance from Queen Mary University of London. He has also enhanced his knowledge via a course undertaken with Yale University (Financial Markets).
t:  +44 (0) 2086 101 607
m: +44 (0) 7789 266 976
e: constantinos.savvides@londoncredit.com 

Head of Underwriting
Head of Underwriting
Andrea
Demetriou

Antrea, our Underwriter, graduated a private English School Academy in 2007 and in 2011 she completed her ΒBΑ degree with specialization in Economics & Finance.
Her career started simultaneously in 2007 as a Corporate Administrator in a major Law Firm in Nicosia and was later on promoted as an Accountant in the Finance Department of the Law firm, her overall experience was over seven years.
For the next and last 8 years she is involved in Bridge Lending.
t:  +44 (0) 2086 101 607
e: antrea.demetriou@londoncredit.com 

Underwriter
Underwriter
Elena
Panayiotou

Elena, our Loan Officer, studied at Cyprus College for two years for a Diploma in
Office Administration. Her previous working experience was at Barclays Bank IBU in
Nicosia. At London Credit, Elena's responsibilities include handling all active loans and liaising with external solicitors, brokers and receivers.

t: +44 (0) 2086 101 607
e: elena.panayiotou@londoncredit.com

Loan Officer
elena loan officer
Andy
Georgiou

Andy, our Senior Business Development Manager, graduated from the University of Westminster with a bachelor’s degree in Social Sciences. He holds an Advanced Certificate in Mortgage Advice and Practice (CeMAP) as well as in Financial Planning.
Andy has an excellent track record in the mortgage industry and extensive intermediary management experience, including the development and maintenance of larger corporate accounts. Prior to joining our team as a Business Development Manager, Andy spent 12 years as a Business Development Manager at Bristol & West, where his vast experience and knowledge was shaped.
t: +44 (0) 2086 101 607
m: +44 (0) 7795 233 456
e:  andy.georgiou@londoncredit.com

Senior Business Development Manager
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Chris
Stylianides

Chris, our Head of Business Development, holds a Higher National Diploma in Business and Finance. He has extensive experience in business development and client relationship management.  Before joining the team in 2015, Chris worked as a Business Development and Marketing Manager in the commercial property industry.
t:  +44 (0) 2086 101 607
m: +44 (0) 7585 338 684
e: chris.stylianides@londoncredit.com

Head of Business Development
head