London Credit delivers £800k bridging loan on complex semi-commercial case

London Credit has completed an £800,000 bridging loan secured against a semi-commercial property in Chiswick, West London. The funding enabled the borrower to release capital for reinvestment into a separate development project.

The loan was secured against an attractive four-storey period building, comprising a retail unit across the ground floor and basement, with five self-contained flats located above and to the rear. The borrower wanted completion within five weeks to maintain momentum on an upcoming project.

The borrowing entity was an offshore company, which introduced additional complexity to the transaction. London Credit worked closely with all parties to ensure the loan was completed within the required timeframe, demonstrating its capability to manage non-standard ownership structures efficiently.

Both the borrower and broker noted the clear communication and consistent delivery throughout the process. As a result, they have since returned to work with London Credit on additional deals, citing the lender as a trusted partner for bridging finance and long-term collaboration.

Constantinos Savvides, Head of Underwriting at London Credit, commented:

“This case reflects the type of transaction where our experience really adds value. While the offshore structure introduced an additional layer of complexity, our collaborative approach and clear communication ensured a smooth and timely completion. It’s always encouraging to see that level of service recognised by both the broker and borrower, and we’re pleased to have established a strong foundation for future business together.”